About Our Consumer Protection Attorney
Founded in 2000
Credit Advocates of America is a premier, nationwide consumer protection law firm with global reach, dedicated to shielding individuals from the devastating impacts of identity fraud, credit errors, and mistaken identity. Founded and led by C. Samuel Rael, a distinguished trial attorney with over 45 years of legal experience, our firm steps in when multi-billion-dollar credit bureaus, background check companies, and major financial institutions fail to protect your
good name.
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What started as a focused litigation practice in Atlanta, Georgia has expanded to combat a borderless digital threat. Because identity theft, online fraud, and flawed credit databases do not stop at state lines or country borders, we evolved to meet the challenge.
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Today, Credit Advocates of America operates on a nationwide scale with a global footprint. While firmly rooted in the United States to aggressively enforce federal protections like the Fair Credit Reporting Act (FCRA), we deploy lawyers and advocates located globally. This international network allows us to track foreign digital fraud rings, assist expatriates, and aggressively litigate complex identity cases across the globe. No matter where you live, or where the threat to your reputation originated, we have the reach and the legal power to clear your name.
Who We Are - Consumer Protection Attorney

Our Story
Our firm was born out of a stark reality. In today’s highly automated, interconnected world, honest citizens are routinely victimized by corporate negligence. Over nearly half a century in the courtroom, our founder watched online scammers grow more sophisticated while corporate record-keeping became more reckless. He saw hard-working people denied home loans, turned down for dream jobs, and financially paralyzed by identity fraud or a simple "identity mix-up" while the massive reporting agencies turned a blind eye.
Samuel realized everyday consumers lacked the power to fight these corporate giants alone. To level the playing field, he founded Credit Advocates of America as a powerhouse legal shield. To ensure real justice is accessible to everyone, he established a strict no-upfront-cost model. Our clients pay nothing out of pocket, meaning financial status is never a barrier to elite legal defense.
Co-FounderÂ

Mr. C. Samuel Rael
Our Lead Attorney
As the founding attorney of The Rael Law Firm, C. Samuel Rael has built a reputation for excellence through his relentless pursuit of justice. After earning degrees from the College of William and Mary and New York University (NYU), Samuel honed his legal skills alongside a top attorney in Atlanta. He later launched his own practice, dedicating his career to high-stakes criminal defense and becoming the firm's lead advocate for identity theft and identity mix-up cases. Today, clients trust his sharp legal expertise and unwavering commitment to securing the best possible outcomes.
MissionÂ
Our mission is to stop scammers and miserable creditors from ruining your life. Founded by Samuel Rael, an attorney with over 50 years of experience in credit advocacy, our organization is dedicated to helping individuals correct inaccuracies on their credit reports and background checks. We believe that everyone deserves a fair chance to achieve their financial goals and live the life they deserve.
Accountability Actions
We hold credit bureaus and creditors accountable for their errors. When they fail to maintain accuracy, we take decisive action to ensure they not only correct these mistakes but also compensate for any harm caused.
Why Choose Us?
No Upfront Fees
We believe in winning your trust and your case first. You pay only when we succeed in correcting your credit report or background check.
Customized Legal Solutions
We understand that every situation is unique. Our tailored approach ensures you receive the specific help and guidance you need to improve your financial standing.
Support
Our team is committed to your success. We provide ongoing support and are always available to answer your questions and address your concerns.
