Frequently Asked Questions

What is Credit Advocates of America?

Credit Advocates of America is a specialized consumer protection law firm dedicated to holding credit bureaus, creditors, and identity thieves legally accountable for identity theft and identity mix-ups. Founded by an attorney with over 45 years of experience, we resolve complex identity complications through aggressive legal action. While based in Atlanta, Georgia, our global network of lawyers allows us to protect your identity around the world—all at no upfront cost to you.

How Can Credit Advocates of America help me?

Providing Expert Identity Audits: Reviewing your credit reports, background checks, and public records to uncover identity theft and identity mix-up errors.
Filing Forceful Legal Disputes: Forcing credit bureaus and creditors to immediately correct inaccuracies and fully resolve identity theft damage.
Suing Defiant Bureaus: Taking aggressive legal action on your behalf if credit bureaus or creditors refuse to fix your compromised identity.
Charging No Upfront Fees: We only get paid when we successfully win your identity case or secure a settlement.

How long does it take to see results from Credit Advocates if America's services?

The exact timeline depends on the complexity of your file and how many entities are reporting fraudulent data. Here is what to expect:

30 to 45 Days (Initial Investigation): Credit bureaus are legally required to investigate and respond to our formal identity theft and mix-up disputes within this window.

60 to 90 Days (Complex Resolutions): Cases involving deep identity co-mingling or extensive fraud networks often require secondary legal reviews to completely untangle and clear your record.

Legal Escalation: If credit bureaus or creditors willfully ignore your disputes or violate statutory deadlines, we don't just wait we use our 45+ years of legal experience to sue them in court to reclaim your identity, at no upfront cost to you.

What type of inaccuracies can Credit Advocates of America help correct?

Credit Advocates of America helps you resolve severe identity complications and clear your name across credit reports, background checks, and public records. We legally compel agencies to correct critical identity issues, including:

Identity Theft Records: Fraudulent accounts, loans, collections, or hard inquiries opened in your name by criminals.
Mixed Personal Files: Credit and background profiles completely co-mingled with another individual sharing a similar name, date of birth, or Social Security number.
Fraudulent Account Statuses: Inaccuracies on your reports stemming directly from identity exploitation, such as unauthorized open statuses or forced delinquencies.
Compromised Background Checks: Erroneous criminal records, public records, or employment histories attached to your file due to identity theft or mix-ups, destroying your job or housing opportunities.